Money
Money: Interest, loans, VAT, discounts. Free, simple calculators with no sign-up.
Money
- Compound interest calculatorHow much your savings grow when interest also earns interest.
- Loan payment calculatorMonthly payment, total cost and schedule of a fixed-payment loan.
- Simple interest calculatorInterest on money saved or lent, without compounding.
- VAT calculator: add or remove taxGo from a price before tax to a price with tax, or back, using the standard VAT rate for the selected country.
- Discount and sale price calculatorPrice after a discount, with a second discount if needed.
- Mortgage calculatorMonthly payment, total cost and schedule of a home loan.
- Car loan calculatorMonthly payment and cost of a loan to buy a car.
- Boat loan calculatorMonthly payment and cost of a loan to buy a boat.
- Business loan calculatorMonthly payment, cost and schedule of a loan for a business.
- Personal loan calculatorMonthly payment and cost of a personal loan, fees included.
- Student loan calculatorMonthly payment of a student loan with a deferral period.
- Loan payment or term calculatorFind the payment from the length, or the length from the payment.
- Loan amortization scheduleHow much principal and interest you repay each year, and what is left.
- Repayment schedule calculatorThe amount of each payment, how many there are and the date of the last one, at the pace you choose.
- Investment projection calculatorWhat an investment with monthly deposits could grow to, at an assumed return.
- Retirement savings projectionEstimate your savings at retirement and the income they could give you.
- Fund projection with feesSee how much a fund’s fees (mutual fund, ETF) cost you over time.
- 401(k) calculator (US, 2026)Projection of a US 401(k) retirement account with employer match and 2026 limits.
- Roth IRA calculator (US, 2026)Projection of a US Roth IRA with the 2026 limit and income check, compared with a traditional IRA.
- Traditional IRA calculator (US, 2026)Projection of a US traditional IRA with the 2026 limit, before and after tax.
- Income tax calculatorApplies the supplied income-tax brackets for covered countries, or an effective rate where no usable schedule is available.
- Marriage penalty or bonus calculator (US 2026)Compares the 2026 US federal tax of two people filing single or married filing jointly.
- Estate tax estimate (US 2026 or your own rate)A simple estimate of estate tax: 2026 US federal model, or your own allowance and rate.
- Currency converterConvert an amount with the latest available reference rate or a historical rate.
- Inflation and buying power calculatorWhat something that costs an amount today will cost later, and what your money will be worth.
- Salary converter: hourly, monthly, yearlyTurn pay per hour, day, week, month or year into every other period.
- Sales tax calculatorAdd sales tax to a price or take it out, with a state rate and a local rate.
- Margin and markup calculatorWork out profit, markup (on cost) and margin (on selling price).
- Successive discounts calculatorFinal price and real total discount when several discounts stack.
- Property investment analysisPurchase, rent, loan and sale: the gross, net and after-tax gain.
- Gross to net salaryYour take-home pay per year, month, week and hour by country: employee contributions and 2026 income tax.
- Lease payment calculatorThe monthly payment of a finance lease and its total cost.
- Refinance calculatorWhat you really save by changing rate, with fees and length included.
- Personal monthly budgetIncome, spending and savings: what is left at the end of the month.
- Rental property return calculatorGross yield, net yield and cash flow of a home you rent out.
- FHA loan calculator (US, 2026)Monthly payment of a US FHA mortgage with its mortgage insurance (MIP).
- VA loan calculator (US, 2026)Monthly payment of a US VA home loan for service members and veterans, with the funding fee.
- Home down payment calculatorYour down payment as an amount or a percentage, what you borrow and the cash you need.
- Credit card payoff calculatorHow many months to clear a credit card, and how much interest in total.
- Debt avalanche vs snowball calculatorCompare both methods to repay several debts with the same monthly budget.
- Debt repayment plan calculatorWith a monthly budget, when all your debts will be paid and how much interest it costs.
- Debt consolidation calculatorCompare your current debts with one new loan: monthly payment, length and total cost.
- Cash rebate vs low rate financingFor the same financed purchase, should you take the rebate or the low-rate loan?
- Debt-to-income ratio calculatorWhat share of your monthly income goes to repaying your debts.
- Mortgage overpayment calculatorHow much interest and how many months you save by paying more each month or a lump sum.
- Implied interest rate calculatorFind the hidden rate of a loan from the amount, the payment and the number of payments.
- Loan APR calculator with feesThe true rate of a loan when fees are paid upfront (US-style APR).
- Home equity loan calculatorHow much you can borrow against your home, and the monthly payment of that loan.
- HELOC payment calculatorPayments of a home equity line of credit: draw period, then repayment period.
- UK mortgage calculatorMonthly payment of a UK mortgage, repayment or interest-only.
- Canada mortgage calculatorCanadian mortgage payment by frequency: monthly, bi-weekly, accelerated or weekly.
- Detailed mortgage scheduleThe year-by-year table of a mortgage, with payoff date and an optional monthly overpayment.
- Investment interest calculatorHow much interest an investment earns, with or without regular deposits.
- Future value calculatorWhat an amount will grow to, with regular deposits, at a given rate.
- Growing savings plan calculatorA monthly saving that rises a little each year: final amount, also in today’s money.
- Time value of money calculator (PV, FV, rate, periods, payment)Find the unknown among present value, future value, payment, number of periods and rate.
- Annuity calculator (regular payments)Future value and present value of a series of equal payments over a fixed length.
- Regular withdrawals from savingsHow much to withdraw each month to use up savings in a given time, or how long they last.
- Term deposit and CD calculatorAmount at maturity and interest of a fixed-rate deposit locked for a set time.
- Bond price and yield calculatorYield to maturity from the price, or price from the yield, with duration.
- Present value calculator (discounting)What an amount, or a series of amounts, received later is worth today.
- Average return calculator (arithmetic and geometric)Simple and compound average of a series of returns, and their yearly version.
- IRR calculator (internal rate of return)The rate that brings the net present value of a series of cash flows to zero, with a warning when several rates fit.
- ROI calculator (return on investment)Gain as a percentage of the amount invested, and its yearly version if you give the length.
- Payback period calculatorHow many years the money coming in takes to repay the investment, with and without discounting.
- Home affordability calculatorThe indicative home price your income allows, with a debt ratio you choose.
- Rent affordability calculatorThe rent that matches the share of income you choose, and what you have left.
- College cost and savings calculatorThe total cost of studies with inflation, and how much to save each month until then.
- Pension vs lump sum calculatorMonthly pension or one lump sum: which is worth more for your time horizon.
- Social Security benefits calculator (US)A simplified estimate of your US Social Security retirement benefit by claiming age.
- Required minimum distribution (RMD) calculatorThe minimum you must withdraw each year from a traditional IRA or 401(k).
- Car lease calculator (US and French models)Your monthly car lease payment, US money-factor style or French LOA/LLD style.
- Depreciation calculator: straight-line, declining balance, SYDA year-by-year accounting depreciation schedule for an asset, with three methods.
- Sales commission calculatorCommission on sales, at one flat rate or with tiers.
- Rent vs buy calculatorCompare a renter’s and an owner’s wealth after several years, selling costs included.
- AdSense revenue estimatorProject display-ad revenue from pageviews, CTR, CPC and fill rate.
- RPM, CPM, CPC and CTR calculatorSee how CTR, CPC and fill rate combine into revenue per 1,000 pageviews.
- YouTube revenue estimatorEstimate revenue from monthly monetized views and your observed RPM.
- Affiliate profitability calculatorEstimate commissions, earnings per visitor and profit before tax.
- Freelance day-rate calculatorFind the revenue and day rate needed for a monthly take-home target, with verified profiles for France and the United States.
- ROAS and target CPA calculatorCalculate ROAS, acquisition cost, gross profit and paid-ad break-even.