Estate tax estimate (US 2026 or your own rate)

Pick the 2026 US model or type the allowance and the rate that apply to your case.

Estate tax estimate (US 2026 or your own rate)

Model
Debts, funeral costs, gifts to charity… removed before tax.

Result

2,000,000.00Estimated tax

Tax-free allowance
15,000,000.00
Taxed amount
5,000,000.00
Rate used
40%
Real rate on the whole estate
10%
Estate after tax
18,000,000.00
Simplified model: 40% on everything above 15,000,000. Lower brackets, credits and spouse rules are ignored.

Estate tax estimate (US 2026 or your own rate)

Inputs

Model
US 2026
Value of the estate
20000000
Debts and deductions (optional)
0

How it is calculated

Taxed amount = estate − deductions − allowance (never below 0).

Result

Estimated tax

2,000,000.00
Tax-free allowance
15,000,000.00
Taxed amount
5,000,000.00
Rate used
40%

How it is calculated

  1. Taxed amount = estate − deductions − allowance (never below 0).
  2. Tax = taxed amount × rate.
  3. US 2026: 15,000,000 basic exclusion per person, 40% rate.

Example

US, estate of 20,000,000: 20,000,000 − 15,000,000 = 5,000,000 taxed at 40% = 2,000,000.

Good to know

  • Not an official calculation: estate rules are complex and differ by country and state.
  • State estate and inheritance taxes are not included.
  • Have a lawyer or tax professional check before any decision.

Sources

  • IRS, Revenue Procedure 2025-32 (2026 basic exclusion amount)
  • Internal Revenue Code, section 2001

Frequently asked questions

What is this tool used for?

Pick the 2026 US model or type the allowance and the rate that apply to your case.

How is the result calculated?

Taxed amount = estate − deductions − allowance (never below 0).

What should I check before using the result?

Not an official calculation: estate rules are complex and differ by country and state.

Updated October 10, 2026

Indicative result. For an important decision, check with a professional.